The use of this site and the content contained therein is governed by the Terms of Use. When you use this site you acknowledge that you have read the Terms of Use and that you accept and will be bound by the terms hereof and such terms as may be modified from time to time.

1. The content provided is for information purposes alone and does not substitute for specific advice whether investment, legal, taxation or otherwise. Jaya Softwares disclaims all liability for damages caused by use of content on the site.
2. Jaya Softwares has exercised due diligence in checking the correctness and authenticity of the information contained in the site, but Jaya Softwares or any of its affiliates or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this site. The information from or through this site is provided "as is" and all warranties express or implied of any kind, regarding any matter pertaining to any service or channel, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed. Jaya Softwares and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorised access to, alteration of, or use of information contained on the site. No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation.
3. Jaya Softwares or its affiliates or associates or its employees do not provide any judgement or warranty in respect of the authenticity or correctness of the content of other services or sites to which links are provided. A link to another service or site is not an endorsement of any products or services on such site or the site.
4. All text, graphics, audio, design and other works on the site are the copyrighted works of Jaya Softwares unless otherwise indicated. All rights reserved.
5. Content on the site is for personal use only and may be downloaded provided the material is kept intact and there is no violation of the copyrights, trademarks, and other proprietary rights. Any alteration of the material or use of the material contained in the site for any other purpose is a violation of the copyright of Jaya Softwares and / or its affiliates or associates or of its third-party information providers. This material cannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way for non-personal use without obtaining the prior permission from Jaya Softwares.
6. All responsibility and liability for any damages caused by downloading of any data is disclaimed.
7. Jaya Softwares reserves the right to modify, suspend / cancel, or discontinue any or all sections, or service at any time without notice.
8. Jaya Softwares reserves the right to make modifications and alterations in the information contained on the site without notice.
9. Jaya Softwares reserves the right to discontinue the member login on account of non-payment of membership fee or violation of 'code of conduct' set by Jaya Softwares.
10. Jaya Softwares reserves the right to modify the terms of use of any service without any liability. Jaya Softwares reserves the right to take all measures necessary to prevent access to any service or termination of service if the terms of use are not complied with or are contravened or there is any violation of copyright, trademark or other proprietary right. All legal proceedings shall be subject to the jurisdiction of the courts in Kolkata, India and shall be governed by and construed in accordance with the laws of India.
11. From time to time Jaya Softwares may supplement these terms of use with additional terms pertaining to specific content (additional terms). Such additional terms are hereby incorporated by reference into these Terms of Use.
12. The Company information provided on the Jaya Softwares web site is as per data collected by companies. Jaya Softwares is not liable on the authenticity of such data.